Fast Cash Article Samples:
5 Instant Income Streams That No One Knows About
So what are the five income streams that you can set-up immediately to earn a constant stream of income? We'll look at ...to continue this article click here.
Credit Card Features
Do you know anyone who doesn't have a mailbox overflowing with credit card offers? Open any of them up and you'll find in large print just what makes this card perfect for you. At first glance, this all looks good on paper, but ...to continue this article click here.
Planning to Become Debt Free with a Consolidation Loan
If you have multiple debts, and are struggling to meet the monthly payments, then there's a good chance you will want to consider, now or later, a consolidation loan to become debt free.
to continue this article click here.
Credit Card Features
by Keith Baxter
Do you know anyone who doesn't have a mailbox overflowing with credit card offers? Open any of them up and you'll find in large print just what makes this card perfect for you. At first glance, this all looks good on paper, but it's the small print that you don't pay attention to that will come back and bite you in the end. All credit cards offer a variety of features. Knowing and understanding these features will help you to decide which card is right for you.
Fees
Most credit cards charge fees for various things, and it is important to know what these fees are and how to avoid them.
The annual fee
Some credit card companies charge you an annual fee just for using their card. Because of stiff competition, you can often negotiate this fee away if you call and speak to a customer service representative.
Cash Advance Fee
Most credit card companies will charge you a fee for cash advances. These fees can vary but are usually somewhat hefty. Not only will they charge you a one-time fee, but the interest rate for this money will be at a considerably higher rate. Plus, unlike a regular purchase, where interest begins accruing after some grace period passes, cash advances accrue interest charges from day one.
Many card companies are competing for your business and are now offering an introductory cash advance and balance transfer rates for a specific amount of time. This lower rate can be applied to any balances you may wish to transfer from another card. Although it sounds good, some companies will charge you a fee for the transfer. Know what the fee is before you transfer any balances.
Miscellaneous Fees
Things like late-payment fees, over-the-credit-limit fees, set-up fees, and return-item fees are all quite common these days and can represent a serious amount of money out of your pocket if you get whacked for any of these fees.
Incentives
Since there are so many credit card companies, competition is stiff. Adding incentives to their offers is one of the more popular ways to tip the scales in their favor. Incentives like rebates on purchases, frequent flyer miles on certain airlines, and extended warranties on purchases are just a few of the bonuses that card companies will now offer.
For those of you who collect and use your frequent flyer miles, they also have added incentives like travel insurance and car rental insurance for your convenience. Of course, they are hoping that with all this traveling, you are using their card to foot at least some of the bill.
Rewards
Many card companies are looking to keep your business and are therefore making it worth your while to use their card. Just simply by using their card you can accumulate points that will in turn earn you rewards. What kind of reward depends solely on the amount of points you accumulate. Since you can't accumulate these points without charging things on your card, this is a classic case of 'you have to spend money to save money'.
Bottom line is this: Know what you need and what you don't. No sense in paying for any features that you won't use.
About the author:
Keith Baxter made it his mission after college to educate as many people as possible to the advantages and disadvantages of credit through a widespread re-education initiative. You can find out more about Keith and what he's up to at http://www.bankcreditcardlist.com
For more cash creating articles click here: More Cash Articles
Some more sample articles:
Payday and Cash Advance Loans Online
How online payday loans or cash advance loans work? Online payday loans usually work by first filling out a pre-approval application. 90% of the time, your credit is not pulled. to continue this article click here.
Credit Card Debt Problems
...When debt goes bad, it becomes more than just a financial problem. It can take over your life. If you have a debt problem the earlier it is handled and dealt with, the less likely it’ll turn into a crisis, and the more money you’ll save in the fullness of time.
... to continue this article click here.
22 Tips to Become Wealthy Fast
1. Trade your high interest credit cards for low interest credit cards. Let's say that you have a $5,000 balance on your 17.6% interest credit card. You'll pay $880 in interest in the next 12 months. By transferring that balance to a 6.4% credit card, your interest would be only $320 for the next 12 months. That's a $560 savings!... to continue this article click here.
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Wealth Secrets
Reading through these stories should convince you that there are many out there that are making big incomes and that the possibility is within your reach as well. If something looks interesting give it a try.
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With low cash, low profile, Veysey looks to go viral
Chronicle-Telegram
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January brings surge of new cash into ETFs - Financial Times
ETF Trends
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Cabrillo's Cash 4 College offers help with financial aid forms to students and ...
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